The basic objective of the ‘Mahatma Gandhi Bunkar Bima Yojana’ is to provide enhanced insurance cover to the handloom weavers in the case of natural as well as accidental death and also higher sum assured.
ELIGIBILITY:
For availing of assistance under the scheme, the weaver should fulfill the following conditions:
- The weaver should be earning at least 50% of his income from handloom weaving.
- All weavers, whether male or female, between the age group of 18 and 59 years are eligible to be covered under the scheme.
- Weavers being regular members of a Co-operative Society will be eligible to benefit from the scheme. While it is difficult to set a definite criterion of a regular member, ordinarily, a weaver would be considered to be a regular member if he has obtained the raw materials and supplied finished goods to the cooperatives for quantities worth his productivity of 180 days in a year. It will be up-to the Society to quantify 180 days productivity taking into each individual weaver’s skill, ability and performance in past years.
- Weavers affiliated to State Handloom Development Corporations will also be eligible.
The scheme will be administered by the Life Insurance Corporation of India
BENEFITS:
| (i) | Natural Death | Rs.60,000/- |
| (ii) | Accidental Death | Rs.1,50,000/- |
| (iii) | Total Disability | Rs.1,50,000/- |
| (iv) | Partial Disability | Rs.75,000/- |
PREMIUM:
The annual premium of Rs.330/- per member will be ,shared as under:
| GOI contribution | Rs.150/- |
| GOG contribution | Rs.80/- |
| Weaver’s contribution | Rs.—– |
| LIC’s contribution | Rs.100/- |
| Total Premium(per beneficiary) | Rs.330/- |
ADDITIONAL BENEFITS:
The “Mahatma Gandhi Bunkar Bima Yojana” also provides scholarship to the children of parents who are covered under “Shiksha Sahyog Yojana”. A scholarship of Rs. 300/ – per quarter per child is to be paid to students studying in standard IX to XII for a maximum period of four years or till they complete XII standard, whichever. Event occurs earlier.
Application Form: District Industries Centres or Cottage & Rural Industries
Author: [email protected]
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